Day 248 | Pele Yoeitz - Know When to Trust Others
Hey Khavro, welcome back. Day 248 of our Peloid's journey. We continue the topic of loans. Let's jump right in. VM Yodea Bay Shagam Arev Einomotze. If let's say you're dealing with a poor person comes to you for a loan and he doesn't have a guarantor, he doesn't have somebody who's gonna help pay him back if he d if he folds. Let's say he asked you for an amount that you could really tolerate if you wouldn't get it back. The guy is has intentions that he will probably try to pay you back. He's a good guy in your velo paman chazal. So trust him one time and give him a loan. But don't make it a regular thing. But don't give him another loan until he repays the first loan. So don't give him a loan on top of another loan. Rather, he should pay it off. And then you could give him an additional loan within the same type of context. Don't just rely that, oh, he's a trustworthy guy, so I'm gonna give him eight million dollars. Don't give him too much. Because what do people do? Some swindlers, they'll and they'll borrow a loan four or five times, they'll pay back each time, and then the sixth time they're not gonna pay back. So they bit try to build trust and then they throw it back at you. Um and therefore uh don't give him uh too much. That way it's don't don't give him too much to avoid having these types of fallouts. But somebody who is known to be a swindler, although you have a little club, don't even give him a little bit of a loan, believe without any collateral. So, but where do you draw the line? Let meaning how do you the Palios is saying, how do you ensure that your Yitsar is not gonna get the best of you? Like, you know, I'm not gonna give any loan because I don't trust any single person, right? You're not gonna end up giving a loan to anybody, believe mashgun. It's like you're closing the door on this mitzvah opportunity of providing a loan. Sharia Allah Riven, you know, call kahos lit and mashkuna. Meaning this is very likely to happen because a lot of people, they're not gonna be able to provide or, you know, give a mashk, give a collateral. So what? It's just gonna lead to no more loans? That wouldn't be good. Person has to just think about it. Is this person reliable? Is this person an actual slender? Like, do I actually have what to believe over here that he might be a bad guy? Or is this just Maitar saying I don't want to, you know, put out the put out this money? He should think between him and Akharishbar, between him and God, he should think what's what's right, what's really going on inside? Let's say the same person would come to me and he had an opportunity for me to make a profit, would I then give him, right? Would I do business with him? So kind of the way both both of these options were. So if this type of person is someone you would trust to do some type of deal with to gain a profit, so you probably could rely on him in this case as well to give him a loan without a mashkar. But if you wouldn't give him a loan in the type of situation where you would actually gain a profit, then you really don't trust him. That means your gut is like with you that no, this isn't what I want to do. Then you shouldn't lend him any money without a collateral. Let's say there's a poor person who comes to you and asks you to borrow a little bit of money, something that you can tolerate. Even if it's very likely, the guy's probably not gonna pay back. Don't turn him back depressed, don't turn him back empty-handed. You know what you should do? You should give him the loan. And you should verbally say, you know what, you don't have to pay back. Meaning, because if you say, if if you say in your heart, you know, I really hope he gives back, and you think, okay, uh, you know, I really he really has to pay me back, that then it's gonna be less he see like it's gonna be a problem of naivre, because what happens if he doesn't end up paying you back? So the palette is saying you have to verbalize, tell him you don't need to pay me back. It's not enough just to be maikh in your heart, shall be so come. Because the guy doesn't know that you're being maikh. Oh, it's actually you have to tell him straight up. I'll tit star, I'll don't worry. I'll sha'ina. I know you can't pay right now. I'm accepting upon this for you. If a shem, you don't have to pay me back. If a shem gives you success and you end up having the money, as I tell me, then you'll pay me. But it's not like you're harping any hatred in your heart. You you're coming up, you know exactly what what's gonna be. And in this type of situation where you're able to give a loan, even though you know you might not get paid back, you're actually um fulfilling two mitzvahs, how va utsakah mitzvah of giving a loan, and tzakava shem ishem will pay back. Um when uh when you write a rush of tzadik maverhiknoisen, right? So when the borrower is uh uh is a rush, he's not gonna pay back the tzadik who's the one giving it, and he's saying you don't have to pay me back uh so that so that way the guy who's receiving the borrower is not gonna be over on the fnaiver because he's not gonna give you all to pay back, shemada msibasa, and nobody's gonna be harmed based on him. So that that's a true tzadik he's giving um the matana, and he says, You don't have to pay me back. If you end up having no success, pay me that. Right? The tzadikh shalom, um, which is a reference to the which is a reference to the righteous one, um, meaning Hashem. So, sorry, I lost the place. Right? Because there's this concept somebody who does a mitzah, somebody who does the right thing, he's not gonna lose out from that. So even if that person is not gonna pay you back from the blowing you give, you're gonna gain in some other way. You're not gonna be so hard-pressed, even if the guy, if the poor person, um meaning you'll be able to take a loss because you have a munra. You're doing the right thing, and therefore ultimately in the big scheme, in the grand scheme, in the big picture of life, you're not gonna actually lose. Shyaman Bemunus Layamushikabashim, some Kashmir realize and believe that Shim already has planned um a way that you you know you mean the money that you're supposed to get, it's already in some storage bag. It's uh you're gonna get in some other way. It's a reference to the story by Yosef and the brothers when though there was that the money found in that satchel in the back. Uh the levavo, you're not gonna have any ill feelings in your heart towards your brethren. You're not gonna close the door on these opportunities to give a machum in this type of situation. So we should all have a muna bitakhod, we should all be on the side of giving. And if a person comes and you're able to give something and stretch yourself a little bit, have a muna that you're not gonna lose out by doing something good. And this is a claw in general when it comes to doing the right things. Always have in mind that if I'm doing the right thing, that's the right thing, and uh Shem's gonna help me and it's going to pay off um dividends. So Shem will continue with this topic of Alvah tomorrow wishing you a marvelous, holy, wonderful rest of your day.
