Day 247 | Pele Yoeitz - Don't Allocate Inheritance to a Cat
Hey Chaver, how are you? Day 247 of our Peleoit's journey. It's incredible. We only have 1, 2, 3, 4, 5, 6, 7, 8 days left in this cycle till May the 11th. And the Mercedes Shem starting May 12th. Hachseik program is going to be continuing the learning of Peleoites. So I encourage everybody to continue. Tchapurain, if you stopped and now start again, if you want to let others know about the Shir, about the program, it's an incredible opportunity and zuchos to be able to learn the holy words of the Palayoits. So we're continuing the topic of Halvah, lending money. He says the Palayoids like this. If a person's not able, he simply didn't, he's not able to give alone, to fulfill the mitzvah of giving alone during his lifetime. At least he should make a point that while he's still in his prime, that when he's making his will or whatever, he shouldn't leave all of his possessions to his kids. Meaning to say, he should leave himself strip, then what's gonna happen? If he leaves all this money to his children and he doesn't leave anything to over to give to fulfill this mitzah of giving alone, then he's going to be stripped of this mitzvah opportunity. Well, Yusmachal Shochnap Banav, he shouldn't rely on his children's righteousness to give alone. She is the khullah preach a khasim, hoping that they'll send him the fruits of their own righteousness. He's got to do it himself. I saw a fascinating thing actually today that there was this guy, his name is Carl Lagerfeld or something like that. He was a big designer, German designer. And when he died, he wrote in his will, obviously he wrote it before he died, but he he wrote in his will that a segment, a part of his fortune should go to his t to his pet cat. I thought that was fascinating, and that cat is still alive today, feeding off of that of that fortune. But it's an amazing thing. People have the opportunity to write in their will where they want to allocate their money. And Pelyuta is saying, don't give it to your cat. He doesn't say that, but I'm saying that don't give it to your cat, okay? Give it to uh mitzvah opportunity. Um, and that's just an important thing, I think, to think about. Shishulapi, I thought Allah Yasitza Vok does malasus, but if I always must write a proper will detailing what should be done according to the law, and to give an instruction that at least a tenth of what he leaves behind when he passes a khilik masum in chassis, or some other designated portion, yeah lolatsmo, should be set aside for himself, that it should be for his own eternal benefit. Leo's Karen Kayam Yah Neman Larevach Karl Sakh Rachbina Heb said, it should be a permanent fund left in the charge of a trusted individual who's gonna be responsible for this, and it will be used as an enterprise, it's gonna guarantee that he's gonna gain and not gonna lose. Lassus to Douglas Valvos, and from that portion of money where a person is gonna use uh whether a person who's set aside is going to use that money to do what? To perform loans, to give charity, etc. It would be even better to leave a plot of land, um, actual real estate, because that lasts a long time. The Kama Yerov Lobibusov, Loban Shtechathar of Titgaso, how sweet and gratifying will it be for him each time his charity continues after his death, it's going to continue to be of merit to him. He's going to enjoy the fruits of his actions. He's going to regret that he didn't done that he hadn't done more. I just read that twice. Okay. The Gabon said, Sarich Pellaz, he has to contemplate the situation. He has to realize that it needs deliberance and balance, right? If his children are Torah scholars or poor people, then they'll take precedence, obviously, over designating a certain part of your money towards Tadaka and loans. The children would come first, the Talmudekam would come before that. But he's Palio to saying, but if somebody has the means, then he should. Um Rachim Alam Krachimalbanam, right? That that would they would come first, just like a father, because a father has to have mercy on his children, and he has to be able to support them in eachamdu, ala Mishbrah Alla Tara Voddah. That way they will be able to remain firm in their Yiddishkite, in their Torah study, and their uh divine service. Uh, when it comes to lending money, so the Paleoit is gonna offer some practical advice. He should fulfill what Khazalev taught that one who lends money to his friend, it shouldn't be done without witnesses. You should have people there, because otherwise, people in the future they're gonna deny the loan, etc., and it could lead to sticky situations. We don't want stickiness. So the government claw altsmo, it's gonna cause a curse, chasham, to the person. Person must not deviate regarding the loan. Um, whether it's money, a money loan, or a merchandise loan, shalot yase shtar shalobeidim. It should never be done without uh documentation. It should there should always be a legal draft with witnesses. Uhsav Yod Bikal Taikaf, or perhaps at least to write some type of uh note that has an actual legal power. She kmoshtavish, but uh filu m'nichsa you sum in kitanim, it's going to be effective as a standard loan document. Meaning, yeah, have something. You can't just, okay, uh, here's my money, go take it, make sure to pay me back. You can't just go based on words. You have to have some type of documentation. He shouldn't discern himself with the coins that he has to prepare, that he has to uh pay the scribe and go too much into a yum and you should learn to write them for himself. Many times something dishonest might happen. Um the borrower will deny the claim, etc. And what you don't have anything to prove it. And so that's why it's very dangerous, even though you're doing a mitsuwa, and everyone's good, everyone's good giddin. But at the end of the day, you have to have you have to have witnesses, you have to have documentation. If a person doesn't have this, he's gonna be so upset, he's gonna, he's gonna put his rub his teeth together, his heart's gonna melt, etc. He's not gonna have any way to get out of it. There's not gonna be any savior. And it's he's gonna be deserving of losing his money, I'll share aldichamim. Why? Because he ignored the direction of the sages. Khazal know what to do, and when they say, Don't do this without Ajab, don't do this without Aidim, they know what they're talking about. If it comes to lending money to a person who's not so trustworthy, don't lend to him except if there's collateral. Truth is, it's better to do this with every borrower, even if he is trustworthy. There should be some type of mashkon, some type of collateral above. Otherwise, you're making fractions. You're, oh, this person you're doing it with a collateral, and this person you're not. Everyone should just be equal in that regard. Right not to embarrass anyone. It's better that all who know the lender, you should recognize ahead of time that he's not going to lend to me without a collateral. Even to the king. The person doesn't know what's going to break be tomorrow. We don't know what tomorrow will bring. Many people went to bed wealthy and they woke up from their beds as paupers. A chilling line from the Palaeos. When there's collateral in the home, there's peace in the home. Um VM Ish Ashmanu'at Rabbach. If the borrow is a wealthy man, he should seek to collect from a small fee as a profit, kidalhose, and shalavos. That way he's um you know getting some money from the loan. But like we said in the beginning of this topic of loans, if you're lending to a poor person, Allah Subhanahu wa Ta'ala should be done as um as a service, as a as a mitzvah, in Yodesh, Aino Laliva uh Malamashki Kenagalva. If he knows that the borrower doesn't own anything, um does he doesn't actually own anything equivalent to the value of the loan, so he can't offer a collateral. Lefbachushmano or Tov, he should find some type of guarantor who's gonna be able to admit that he's gonna consent to pay if the borrower defaults to give me your dea. But Shigam Arev. I think that's what we're up to, actually. One second, game your dea. Shigamarev. Oh, that's the end of today. We'll pick up with this uh tomorrow, continuing the topic of Hava. Wishing you a marvelous, wonderful, holy rest of your day. See you tomorrow.
