May 5, 2026

Day 249 | Pele Yoeitz - How to Properly Say No to a Collector

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SPEAKER_00

Hey everybody, today is Lagba'imer, day 249 of our Pelo Yoid journey. We continue the topic of Halvot loans. Let's jump right in. If the person is not reliable and he's asking for a large loan, don't lend to him without a collateral kadeshlo yeah. You shouldn't push him off and say, and then I'm gonna see. Also, don't practice like what certain rich people do. She khaich m ask the evil slave, that they think that, oh, I'm being so generous to tzakka, mcdaka, and they give taka tia tzduka, and then but really because it's not coming from a good place, instead of tzdaka, it's really t'akah, which is a cry. Shabivai, a love, ishani lachalas panavjitin lava. When a poor person comes asking for a loan, Derach Moshla, sorry, is he's asking, let's say, for ten lions, all of shalay for him love, omer right? Um, the rich guy says, Yeah, I'm not gonna give you ten, but he says, I'll give you two. And the rest go find on your own Stein Rose. He's doing two things wrong. First of all, he's not giving him sufficient funds, he's not giving him what he needs. In addition, the guy thinks he's being so nice by giving um a matana. The guy wants a loan, not a matana. He doesn't want your your gifts, he wants he wants to be able to pay it back. Um, and so, right, because then it's gonna alleviate his stress. Better that he should ask ten with a loan rather than two with a gift. He he built himself up, he he he he he in theory was embarrassed to go ask for a loan, to go ask for something, and he removed that embarrassment, he approached the poor person, and then he's being shut down. So it's like she had to be faki nefish, and he's being turned down. Now, where am I gonna go for help? This is the guy who I thought was gonna help me. He was the closest to be able to do so. And this is what he did, he kind of threw it back in my face. And what where am I gonna go from here? In addition, uh bad that the the rich person is doing in this case is that he's giving two, um, but the fact that he's giving two as a gift, he's actually closing the door of opportunity for this poor person. Because now he's not gonna come back to the poor the rich guy to request a loan. He's gonna think that, oh, really he wants a gift, but really he wants a loan, and you're confusing the guy, you're making it not, you're not, it's not how it should be. This is the proper way, says the Peleo. Shekishano Yochalamaosutanagi. Let's say, and this is an important claw, I think in general, you know, a lot of times, unfortunately, people are coming collecting for money. Um, and a person doesn't always have cash on it, right? So, what should what what's the what's the idea? The Pelia's what he says here I think is important. When a person is not able to give to the ani, he's not able to fulfill his request. You should say, I don't have right now. But don't like just blow him off. Don't ignore the guy. People, I hate saying people do that. It's it's not a good meetup. Rather, encourage him with words. It's true, you might not be able to give a guy cash, but you could always give a guy a smile. You could always give a guy a saber panel. Oh my gosh, I'm in pain. Sarile, I'm distressed with you, my brother. I'm so sorry. I really want to help you. A person does have um and he doesn't want to give to a loan without a mashgun. You should tell the guy straight up, just communicate with her. Say, hey, you gotta give me a mashkun. If he doesn't want to make the ani more depressed, you khala shana's loan, you can say, I'm I don't have a limit, so tell me the mashkun, but if you want to bring me a mashc and then I'll ask from somebody else and we'll help you out. If you don't have what to loan, don't give it as a matana, like we were just describing. The Nathiq Khorba, because then it just leads to non good things. Khadav Har, like we described. Wishing you an amazing rest of your day. Alikdika. Lag Baimer and Metasham. We'll see you on the mor.